Cross-Border Payments
Payment corridors, remittances, settlement, interoperability and international payment models.
FROM INDIA TO THE WORLD
The future is interoperable. instant. intelligent.
CCPI India is a cross-border payments innovation platform focused on research, training, advisory and technology across payments, foreign exchange, treasury, compliance and international financial infrastructure.
Research · Innovation · Technology · Advisory
01
Research
Independent perspectives on payments, FX, regulation, markets and financial infrastructure.
02
Training
Practical programmes for professionals across forex, FEMA, compliance, payment rails and treasury.
03
Advisory
Helping organisations navigate regulation, operations, technology and cross-border business.
WHO WE ARE
Building faster, transparent, secure and affordable cross-border payments.
CCPI — Centre for Cross-Border Payments Innovation — brings together practical industry experience, research, technology and advisory capabilities to address the real challenges of international payments.
Our work spans payment rails, foreign exchange, treasury, trade finance, remittances, compliance, regulatory frameworks, GIFT City/IFSCA, digital assets and emerging financial infrastructure.
We work with financial institutions, fintechs, corporates, technology providers, professionals, researchers and educational institutions.
WHAT WE DO
From knowledge to implementation.
CCPI combines research, capability building and practical advisory to help organisations operate and innovate in a changing financial ecosystem.
FX & Treasury
FX business, liquidity, pricing, treasury structures, dealing, controls and operating models.
Regulatory Advisory
Support on FEMA, RBI matters, forex regulations, submissions, regulatory processes and representation.
Compliance & AML
AML, KYC, sanctions, FATF, OFAC, transaction controls, governance and compliance frameworks.
Trade & International Finance
Export-import processes, trade finance, foreign currency accounts, remittances and international banking.
Business & Operations Transformation
Helping organisations redesign business, operations, compliance, treasury and technology processes.
PAYMENT RAILS
Understanding how money moves.
CCPI studies the rails and infrastructure shaping domestic and cross-border payment connectivity.
SWIFT
UPI
SEPA / SEPA Instant
Faster Payments
FedNow
PIX
FAST / PayNow
Correspondent Banking
Our work also covers payment messaging, clearing and settlement, API connectivity, FX liquidity and emerging interoperability models.
CCPI ACADEMY
Practical learning for the global payments ecosystem.
CCPI will offer professional courses, executive programmes, workshops and specialised training, including programmes delivered in collaboration with Indian and international universities and institutions.
Foreign Exchange & FEMA
Foreign exchange markets, FEMA 1999, RBI framework, permitted transactions, reporting and practical case studies.
OFAC & Sanctions
OFAC fundamentals, sanctions risk, screening, controls, escalation and practical compliance considerations.
FATF & AML
FATF standards, anti-money laundering frameworks, KYC, transaction monitoring and risk-based controls.
Payment Rails
SWIFT, UPI, SEPA Instant, Faster Payments, FedNow, PIX, FAST/PayNow and payment interoperability.
Export-Import & Trade Finance
Export-import transactions, trade documentation, remittances, settlement, foreign currency flows and trade finance.
FX, Treasury & Operations
Dealing, liquidity, treasury controls, reconciliation, risk, business processes and operating models.
University collaborations
CCPI intends to develop course and executive-learning partnerships with universities and institutions in India and overseas.
Professional certification
Selected programmes can include structured assessments, certificates and practical project work.
Corporate training
Custom programmes can be designed for banks, fintechs, corporates and payment institutions.
RECENTLY PUBLISHED
Latest CCPI Insights.
The latest CCPI research, case studies and professional knowledge articles — with direct access to the full individual publication.
NEW · FEATURED
GIFT IFSC · TREASURY · EXPORTERS
How GIFT IFSC Can Transform the Way Indian Exporters Manage Global Trade
How foreign-currency accounts, interest-bearing liquidity, export receivables, FX management and trade finance can be viewed as one integrated treasury ecosystem.
Read the full article →NEW
PAYMENT INFRASTRUCTURE · POLICY
Beyond Correspondent Banking: Can India Build Domestic Foreign-Currency Settlement?
A practical policy concept focused on eligible EEFC-to-EEFC transactions, domestic multi-currency settlement, liquidity and correspondent-cost optimisation.
Read the full article →NEW
DIGITAL TRADE · EXPORT REALISATION
From BRC to e-BRC: The Next Step Is Real-Time Digital Trade
The evolution from paper documentation to structured digital data — and the opportunity for interoperable, real-time trade compliance.
Read the full article →NEW
EXIM FINANCE · TREASURY
EXIM Finance in India: From Trade Funding to Integrated Treasury
Trade finance, export credit, post-shipment finance, FX risk, settlement and treasury viewed as one connected international trade lifecycle.
Read the full article →NEW · CASE STUDY
FINTECH · INTERNATIONAL BUSINESS
Revolut and India: Strategic Expansion into a Complex Digital Financial Market
The IIFT case study examining market entry, OLI, PESTEL, SWOT, Porter's Five Forces, TAM–SAM–SOM and a phased India strategy.
Read the case study →NEW · CCPI ACADEMY
TRAINING · FEMA · INTERNATIONAL BANKING
CCPI Cross-Border Payments & International Banking Training Programme
A practical professional framework covering FEMA, RBI directions, treasury, payment rails, SWIFT, instant payments, digital trade and emerging settlement infrastructure.
Explore the programme →Knowledge Library: These six publications are now the newest additions to the existing CCPI article library below. The earlier 19 articles remain unchanged.
FREE ARTICLES
Ideas from the CCPI knowledge library.
Selected perspectives developed from CCPI's research and industry discussions. More articles, papers and executive briefings will be added regularly.
India's Cross-Border Payments Transformation
How UPI, local payment rails, FX infrastructure, AI-led compliance and near-real-time settlement could reshape India's international payment ecosystem.
Read full article →UPI Cross-Border: Adoption, Cost & Interoperability
Why international UPI corridors need the right balance between control, adoption, pricing and the economics of every institution in the transaction chain.
Read full article →Real-Time Cross-Border Payments: UK & Europe
How Faster Payments in the UK and SEPA Instant in Europe point towards a future of faster international credits and interoperable payment corridors.
Read full article →Global Interoperability May Be More Practical Than Global Tokenisation
The practical path to faster retail cross-border payments may be connecting existing regulated payment systems through APIs, FX, prefunding and regulated bank money.
Read full article →SWIFT, Instant Payments and the Next Cross-Border Architecture
Traditional correspondent banking and SWIFT remain foundational while instant payment systems, APIs, tokenised deposits and new settlement infrastructure evolve around them.
Read full article →From MT103 to ISO 20022: The Evolution of Payment Messaging
How richer payment data, APIs, pre-validation, tracking, case resolution and ISO 20022 can improve cross-border payment processing.
Read full article →GIFT City: Treasury Centres & International Finance
The opportunity for treasury, international banking, FX and cross-border financial businesses to use India's IFSC ecosystem.
Read full article →HoldCo Through GIFT City: A Strategic Perspective
Key strategic and regulatory questions businesses should evaluate when considering an international holding structure through GIFT City.
Read full article →Reimagining Treasury for Cross-Border Businesses
Why treasury structures, liquidity, dealing, controls, technology and operating models must evolve with modern payment businesses.
Read full article →Building a Global Correspondent Banking & Settlement Infrastructure
Multi-currency settlement, virtual accounts, direct corridors, Nostro infrastructure, API connectivity and liquidity optimisation.
Read / request article →Public Digital Infrastructure & the Economics of Payments
Public payment infrastructure should ultimately optimise for adoption, scale and public value while maintaining sustainable economics and trust.
Read full article →Payments, Fraud and the Future of Trust
As digital payment volumes grow, fraud controls, dispute management and proportionate account restrictions become increasingly important to customer trust.
Read full article →RBI Payments Vision: Towards Real-Time, Data-Driven Ecosystems
Cross-border efficiency, regulatory simplification, new participants, data-driven infrastructure and stronger trust frameworks.
Read full article →Corridor-Focused, FX-Optimised Cross-Border Payment Platforms
An SPSP model built around API-first connectivity, real-time FX, KYC/AML, corridor specialisation and regulated settlement.
Read full article →Local-Currency Settlement & the Next Payment Network
Interoperability, ISO 20022, local settlement models, CBDCs and FX infrastructure are changing international payment architecture.
Read full article →Stablecoins, CBDCs & Digital Liquidity in Cross-Border Payments
How digital settlement instruments may interact with regulated payment systems, banks, liquidity and cross-border infrastructure.
Read full article →FX Markets, Central Banks & the Cross-Border Payments Ecosystem
How RBI, FOMC, ECB, BoE, inflation, interest rates, oil and geopolitical events influence FX and international payments.
Read full article →Cross-Border Payments, FEMA & International Banking — A Practical Guide
A practical framework covering FEMA/RBI, remittances, SWIFT, UPI, SEPA, Faster Payments, local-currency settlement, ISO 20022 and treasury.
Read full article →From Export-Import to Treasury: Connecting the Full Financial Flow
Why trade finance, FX, payment rails, settlement, compliance and treasury should be designed as one connected operating ecosystem.
Read full article →More coming: CCPI will progressively publish practical guides on FEMA, FDI, ODI, FCNR, EEFC, RDA, GIFT City/IFSC, currency import-export, prepaid cards, remittances, AML, OFAC, FATF and treasury transformation.
ADVISORY & TRANSFORMATION
Helping organisations build stronger international businesses.
Practical advisory across forex, FEMA, investment, international structuring, treasury, compliance, business and operations.
RBI & Regulatory Representation
Support in preparing submissions, documentation, responses and structured representation to RBI and other relevant authorities.
Foreign Exchange & FEMA
Advisory on forex business, FEMA 1999, RBI directions, permitted transactions, reporting and operating models.
FDI Advisory
Support in understanding foreign investment structures, FEMA/FDI requirements, reporting and transaction considerations.
ODI Advisory
Support for overseas investment planning, structuring, reporting and operating considerations under the applicable FEMA/ODI framework.
HoldCo & GIFT City
Strategic assessment of holding-company and international structuring opportunities through GIFT City/IFSC.
Investment & International Structuring
Helping businesses evaluate cross-border investment, treasury, foreign currency and international financial structures.
Treasury Transformation
Reviewing treasury structures, dealing, liquidity, risk, controls, technology, processes, organisation and governance.
Compliance Transformation
Reviewing AML, KYC, sanctions, FATF/OFAC controls, governance and transaction monitoring.
Business & Operations Transformation
Redesigning workflows, products, partner onboarding, technology requirements and control environments.
IGST & Forex Coordination
Helping organisations identify forex-related indirect-tax questions and coordinate with qualified tax/legal professionals.
Important: CCPI provides strategic, business and regulatory advisory. Where a formal legal opinion, tax opinion, audit opinion or other regulated professional service is required, appropriately qualified professionals should be engaged.
IN
UKEUMEASEAGLOBAL FINANCIAL INFRASTRUCTURE
From GIFT City to the global ecosystem.
CCPI covers India's international financial ecosystem, including GIFT City and IFSCA, foreign currency accounts, FCNR, EEFC, RDA, international banking, currency import-export and cross-border treasury.
We also track global developments in stablecoins and digital assets, macroeconomics, geopolitics, central-bank policy and the evolution of global payment infrastructure.
REGULATORY INTELLIGENCE
RBI Circulars & Master Directions.
CCPI will curate important RBI circulars, Master Directions, FEMA updates and regulatory developments relevant to cross-border payments, forex, investment and international finance.
RBI
Master Directions
Official RBI Master Directions covering banking, foreign exchange and related regulatory matters.
Open RBI → FEMAForeign Exchange Management
Core FEMA directions and operating instructions.
Open RBI → ODIOverseas Investment
Framework for overseas investment under FEMA.
Open RBI → FDIForeign Investment in India
Official framework for foreign investment into India.
Open RBI → EXPORTExport of Goods & Services
Foreign exchange requirements and reporting for exports.
Open RBI → IMPORTImport of Goods & Services
Foreign exchange requirements and reporting for imports.
Open RBI → FXMoney Changing Activities
Operating framework for authorised persons.
Open RBI → FEMACompounding
Directions and process framework for FEMA contraventions.
Open RBI →CCPI's regulatory library is for information and professional education. Always refer to the latest official RBI notification, circular, regulation, rule or Master Direction before acting.
CURRENCY MARKETS
Currency trends & indicative rates.
Reference rates for market awareness. These are not dealing quotes.
Currency Trends & Analysis
CCPI's market commentary can cover USD/INR, EUR/INR, GBP/INR, AED/INR and other major corridors, with context from RBI policy, global central banks, inflation, interest rates, geopolitics and macroeconomic developments.
Reference-rate data may be delayed. For true intraday live dealing rates, integrate licensed market-data feeds.
RESEARCH & MARKET INTELLIGENCE
Ideas, intelligence and insight.
Research and commentary across payments, FX, regulation, markets and the forces shaping international finance.
The Future of Real-Time Cross-Border Payments
Interoperability between instant payment systems and the next generation of international payment corridors.
Research programme →India's Role in Global Payments
UPI, internationalisation, remittances, FX and India's opportunity in global financial infrastructure.
Research programme →FX, Central Banks & Global Markets
RBI, FOMC, ECB, BoE and other developments alongside macroeconomics and geopolitical events.
Research programme →INNOVATION & TECHNOLOGY
Turning financial expertise into better systems.
CCPI can help organisations translate business and regulatory requirements into practical technology and operating solutions.
Areas include payment and remittance platforms, treasury management systems, API integration, rate and margin engines, maker-checker workflows, digital sign-off, reporting, partner onboarding and operational automation.
EVENTS & DIALOGUE
Conversations that shape the future.
CCPI will organise and participate in conferences, executive roundtables, policy dialogues, workshops, research launches and industry knowledge sessions.
BankingPaymentsFXFintechTechnologyRegulationTreasuryInternational Finance
PARTNERSHIPS
Built through collaboration.
CCPI welcomes collaboration with banks, fintechs, universities, technology companies, payment networks, industry bodies, researchers and international institutions.
Partner with CCPI →THE CCPI PLATFORM
Designed to grow into a complete knowledge and capability ecosystem.
Learning Management System
Student & Professional Portal
Certificates & Assessments
Research Library
Market Intelligence Dashboards
Regulatory & Payment-Rails Database
Events Calendar
Partner & API Portals
GET IN TOUCH
Let's build the future of cross-border payments.
Talk to CCPI about research, training, university collaboration, advisory, transformation programmes or industry partnerships.
WEBccpiindia.com